Spread the cost with PayPal Credit
How PayPal Credit Works
Spend £99 or more with PayPal Credit
Automatically get 0% interest for 4 months*
Use your credit amount on any purchase over £99
We understand you can’t always get what you want, which is why we recommend Paypal Credit.
It’s quick and simple to apply for PayPal Credit – all you need to do is complete a short application form. If approved, you’ll have a credit limit attached to your PayPal account to start using straightaway.
How do I apply?
Applying for PayPal Credit is easy. Simply complete a short application form, if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.
How long does it take to apply for/receive PayPal Credit?
The application form takes minutes to complete. they then run a credit check and if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your credit agreement.
How much will my credit amount be?
To determine the size of your credit limit they use the information you provide in the application form along with internal PayPal data and an external credit check.
How can I sign up for PayPal Credit if I have a business account?
You can contact PayPal Customer Services to change your business account to a personal account to apply for PayPal Credit. Alternatively, you can create a new personal account to apply.
What if I don’t have a PayPal account yet?
The first stage of the PayPal Credit application process will ask you to sign into your PayPal account or offer you the opportunity to sign up for one. Once you’ve signed up for a PayPal account, you can begin the application for PayPal Credit.
Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept there User Agreement.